The 2026 federal student loan overhaul OBBBA guide explains new SIDR repayment plans, shortened forgiveness timelines, and steps to lower your monthly payments.
The 2026 RAP plan changes raise graduate loan payments to 15% of income and extend forgiveness to 30 years. Learn how to prepare.
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Disclosure: Collegeandtuition receives compensation for the featured schools on our websites (see “Sponsored Schools” or “Sponsored Listings” or “Sponsored Results”). So what does this mean for you? Compensation may impact where the Sponsored Schools appear on our websites, including whether they appear as a match through our education matching services tool, the order in which they appear in a listing, and/or their ranking. Our websites do not provide, nor are they intended to provide, a comprehensive list of all schools (a) in the United States (b) located in a specific geographic area or (c) that offer a particular program of study. By providing information or agreeing to be contacted by a Sponsored School, you are in no way obligated to apply to or enroll with the school.
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Copyright © 2025 Collegeandtuition
